Auto Parts Fair

There are numerous benefits to buying a used auto-mobile, the most obvious being price. However, buying without proper research could cost you more in the end.

What the new car dealer will not tell you is that as soon as you drive a brand new car off their car lot, the value goes down because it is now viewed as a used vehicle. In the initial couple of years of owning a brand-new auto-mobile, its value will decrease by about 30%.

That is not to say you will not get a great deal from a new car dealership, but for an even better deal, head to a used vehicle lot or search your nearby classifieds for a perfectly maintained auto-mobile or truck that won’t blow your bank balance.

If you’re buying from a used vehicle dealer, the likelihood is that every vehicle within the lot has been checked, repaired and maintained so that it is in top working order. If you know what you need to spend, stick to this price and ask the dealer to find for you the best fit. Your dealership could provide you a guarantee or a time period wherein, in the event that vehicle breaks down within a certain time after purchase, you’re able to take it back for repairs or trade. Remember, when buying a used vehicle privately, this won’t be an option.

Buying used from a reputable dealer usually mean you can guarantee a car’s reliability but try if you can to ask a car savvy friend to join you when visiting a private sale.

Looking for a used car with only one previous and careful owner makes sense keep an eye on mileage and discuss previous accidents. Look at wheels to make sure they don’t need to be replaced in the very near future and ask for a test drive so that you can listen out for any mechanical problems.

Make sure you ask about the vehicle’s most recent MOT.

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In most cases when a car is written off, it means it is too expensive to repair and that the cost of repairing it is higher than buying a similar vehicle. However, it can also mean that the car would still be unsafe to drive after repairs have been carried out.

If you are dealing with insurance companies after a car accident, they might have a % of the car’s worth that they will meet before they declare your car written off. This % amount depends on who your insurer is but the average is around 60%. Ask your insurer what their write off point is.

If your car is considered written off by the insurer, they will give you an agreed pay out, this might be quite a lot less than your car is worth.

If your car is declared as a write off it is well worth consulting a mechanic and seeing if you can get the car repaired privately. If you like your car and have enough money to get it repaired this may be your best option. However, if a car will not be safe to drive once repaired scrapping it is the only permitted option.

Technically speaking you can still repair your car even after it has been written off by an insurance company. But you must check that it is safe to drive, and that your insurance company has not cancelled your insurance.

In theory, any damage can be repaired, but it is not always wise to repair a car. This is particularly the case if the chassis has been bent. It can be straightened, but this can leave the car structurally unsound and not strong enough to protect you in the case of even a minor accident. You really need the advice of at least one, if not two mechanics.

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There are a few different ways for you to keep the cost of car insurance down. First things first, be prepared to shop around. Depending on your age, gender and location, there will be different insurers to suit your personal circumstances. Some car insurance companies will guarantee you the lowest quote if you fit their specific criteria. For example some companies only deal with female drivers and others only with drivers over 35.

Probably the most important part of insurance is the type of car you drive. The Association of British Insurers has designated categories to define insurance brackets for different cars. Cars with a lower engine size will of course have cheaper insurance options than those with more powerful engines such as a Ferrari!

Securing your vehicle properly will reduce the cost of insurance. Having an immobiliser fitted on your vehicle should make your vehicle insurance far cheaper. Ask your chosen insurer what their policy is and whether there are approved alarms, which will give you cheaper insurance.

used cars are cheaper to insure, though again it depends on the make of your car and the engine power.

Being prepared to pay a voluntary excess can also bring down the cost of your insurance. If you have an accident or need to claim insurance for some reason, being contracted to pay a higher excess can mean that your yearly or monthly insurance payments are less.

If you are a young driver, it can be costly to insure a car. Taking the Pass Plus course will mean that some insurers offer a discount on their usual policies for young drivers.

If you can afford to, pay your insurance in one lump sum rather than monthly payments, this should take a few pounds off the annual insurance costs.

Limit your vehicle’s use to domestic, social or pleasure to save even more. Utilizing a vehicle for business will drive up insurance costs. .

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